First Commonwealth Federal Credit Union: what is verified now?
Federally insured credit union · Lehigh Valley and eastern Pennsylvania
Current product details are anchored to an official product page checked on the date below.
Pennsylvania credit union serving eastern PA communities.
2026-09-10
Current product facts used on this profile
Evidence note
Current official First Commonwealth FCU page lists unsecured personal loans up to $20,000 with terms up to 60 months and no fees, plus secured personal loans and a fee-free personal line of credit with a maximum draw of $10,000.
The secured, unsecured and revolving options have different risk and repayment profiles. Compare collateral exposure and payment structure before focusing on rate.
What still has to be verified for an actual application
- Current APR
- Applicant-specific limit and term
- Membership/approval conditions
Directory inclusion is not an endorsement. Published product facts are source-dated and are not a personal quote; the institution’s current disclosure and agreement control.
Verification rule
Use the official institution site and FDIC/NCUA/PA DoBS records as applicable. A PhilaLoan listing does not replace the provider’s written product disclosure or underwriting decision.
Decision details that can change the answer
Open only the topics that apply to your situation. Each module focuses on a different cost, timing, income, repayment, eligibility or provider question.
Related decisionthe current verified value: Organization Profile, Role, and Verified DataExplore
Verify a financial organization’s legal identity, role, Pennsylvania scope, products only where evidenced, locations, and sources
Profiles separate brand name, legal or regulated entity, role, official identifiers, state relevance, evidence links and last-checked date. A directory record does not prove that the organization offers the product searched by the user.
Local or organization facts used here are checked against PA Financial Entities Search. A registry or directory record supports only the field it actually proves; it does not automatically prove a particular product, price or approval path.