Citadel Credit Union: what is verified now?
Federally insured credit union · Greater Philadelphia / southeastern Pennsylvania
Current product details are anchored to an official product page checked on the date below.
Pennsylvania credit union serving the Philadelphia region.
2026-09-10
Current product facts used on this profile
Evidence note
Current official Citadel page lists personal loans with a $500 minimum and $20,000 maximum, fixed rates and multiple term options. The page states actual rate and available terms depend on creditworthiness and other factors.
Do not merge Citadel’s personal loan and line of credit: one is a fixed-term lump sum; the other is revolving access with different payment behavior.
What still has to be verified for an actual application
- Rate available to the applicant
- Exact term offered
- Membership/approval conditions and final payment
Directory inclusion is not an endorsement. Published product facts are source-dated and are not a personal quote; the institution’s current disclosure and agreement control.
Verification rule
Use the official institution site and FDIC/NCUA/PA DoBS records as applicable. A PhilaLoan listing does not replace the provider’s written product disclosure or underwriting decision.
Decision details that can change the answer
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Related decisionthe current verified value: Organization Profile, Role, and Verified DataExplore
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Profiles separate brand name, legal or regulated entity, role, official identifiers, state relevance, evidence links and last-checked date. A directory record does not prove that the organization offers the product searched by the user.
Local or organization facts used here are checked against PA Financial Entities Search. A registry or directory record supports only the field it actually proves; it does not automatically prove a particular product, price or approval path.