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@media(max-width:1120px){.mainnav{gap:13px}.hero-layout{grid-template-columns:1fr 390px;gap:30px}.trust-ribbon .wrap{grid-template-columns:repeat(3,1fr)}.trust-ribbon span:nth-child(3){border-right:0}.home-lender-grid{grid-template-columns:repeat(2,1fr)}.resource-grid,.expert-grid{grid-template-columns:repeat(2,1fr)}.footer-main{grid-template-columns:1.5fr repeat(3,1fr)}.footer-main>div:nth-child(n+6){margin-top:8px}.footer-trust{grid-template-columns:repeat(3,1fr)}.footer-trust span:nth-child(3){border-right:0}}
@media(max-width:900px){.wrap{width:min(var(--maxw,1240px),calc(100% - 26px))}.mobile-menu{display:block}.mainnav{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;padding:15px 20px 22px;flex-direction:column;align-items:stretch;border-bottom:1px solid #dce5f0;box-shadow:0 18px 30px rgba(16,42,76,.1)}.menu-open .mainnav{display:flex}.mega{position:static;display:grid!important;width:auto;box-shadow:none;border:0;padding:6px 0 0 14px}.hero-layout{grid-template-columns:1fr;padding-top:36px}.hero-copy{padding-bottom:0}.hero-form{max-width:600px;width:100%}.review-strip:not(.compact){display:none}.hero-mobile-reviews{display:block;margin:16px 0}.trust-ribbon .wrap{grid-template-columns:repeat(3,1fr)}.pagegrid{grid-template-columns:1fr}.pagegrid aside{display:none}.product-grid,.card-grid{grid-template-columns:repeat(2,1fr)}.coverage-card{grid-template-columns:1fr}.compare-method .method-weights{grid-template-columns:repeat(3,1fr)}.method-weights>div:nth-child(3){border-right:0}.home-lender-grid,.resource-grid,.expert-grid{grid-template-columns:repeat(2,1fr)}.trust-center-preview{grid-template-columns:repeat(2,1fr)}.trust-center-preview>div:nth-child(2){border-right:0}.calc-grid,.calc-grid.five{grid-template-columns:repeat(2,1fr)}.nearby-grid,.lender-grid{grid-template-columns:repeat(2,1fr)}.editorial-people{grid-template-columns:repeat(2,1fr)}.footer-main{grid-template-columns:repeat(3,1fr)}.footer-brand{grid-column:1/4}.footer-trust{grid-template-columns:repeat(2,1fr)}.footer-trust span:nth-child(odd){border-right:1px solid #dce5ef}.footer-trust span:nth-child(even){border-right:0}.footer-bottom{align-items:flex-start;flex-direction:column}}
@media(max-width:600px){body{font-size:14px}.headin{height:68px}.brand-word{font-size:20px}.brand-word small{font-size:7.5px}.keystone-mark{width:31px;height:33px}.mainnav{top:68px}.approved-hero{background-position:62% center}.hero-layout{padding:26px 0 20px}.hero-copy h1{font-size:39px}.hero-copy p{font-size:15px}.hero-benefits{font-size:12px}.hero-form{padding:17px;border-radius:14px}.form-tabs span{font-size:9px}.hero-form-grid{grid-template-columns:1fr}.review-strip.compact{grid-template-columns:1fr 1px 1fr}.review-strip.compact .review-item{display:flex;flex-direction:column;gap:1px;align-items:flex-start;padding:4px 6px}.review-strip.compact .review-brand{font-size:10px}.review-strip.compact .review-item>b{font-size:20px}.review-strip.compact .review-stars{font-size:10px}.review-strip.compact small{font-size:8px}.review-divider{height:70px}.trust-ribbon .wrap{grid-template-columns:repeat(2,1fr)}.trust-ribbon span{border-bottom:1px solid #edf1f6}.trust-ribbon span:nth-child(3){border-right:1px solid #edf1f6}.trust-ribbon span:nth-child(even){border-right:0}.pagegrid{padding:18px 0 30px}.content-card,.editorial-strip{padding:17px;border-radius:13px}.section-head{flex-direction:column;gap:5px}.product-grid,.card-grid,.home-lender-grid,.resource-grid,.expert-grid,.trust-center-preview,.nearby-grid,.lender-grid,.authorgrid{grid-template-columns:1fr}.coverage-card{padding:17px}.compare-method .method-weights{grid-template-columns:1fr 1fr}.method-weights>div:nth-child(2n){border-right:0}.method-note{align-items:flex-start;flex-direction:column}.expert-card img{width:58px;height:58px}.stats-grid,.decision-grid,.calc-results,.calc-results.four{grid-template-columns:1fr 1fr}.calc-grid,.calc-grid.five{grid-template-columns:1fr}.loan-finder .finder-step{grid-template-columns:1fr}.comparison-row{grid-template-columns:1fr}.comparison-head{display:none}.editorial-people{grid-template-columns:1fr}.pointitem{align-items:flex-start;flex-direction:column}.footer-main{grid-template-columns:1fr 1fr;gap:18px}.footer-brand{grid-column:1/3}.partner-logos{justify-content:flex-start}.partner-logos span{font-size:12px}.footer-trust{grid-template-columns:1fr}.footer-trust span,.footer-trust span:nth-child(odd){border-right:0;border-bottom:1px solid #dce5ef}.footer-bottom nav{gap:9px}.gmap{height:320px}}
.hero-context-card{align-self:center;background:rgba(255,255,255,.98);border:1px solid #d9e3ef;border-radius:18px;box-shadow:0 22px 60px rgba(16,42,76,.14);padding:25px}.hero-context-card h2{font-size:26px}.hero-context-card>p{font-size:13px;color:#607089}.context-stats{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:16px 0}.context-stats>div{padding:13px;border:1px solid #dce5f0;border-radius:10px;background:#f7f9fc}.context-stats b,.context-stats span{display:block}.context-stats b{font-size:25px;color:#174f91}.context-stats span{font-size:9px;color:#6c7d91}.context-actions{display:flex;gap:8px;flex-wrap:wrap;margin:14px 0}.context-checks{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}.context-checks span,.hero-tool-links a{padding:7px 9px;border:1px solid #dce5f0;border-radius:999px;background:#f7f9fc;color:#51657c;font-size:10px}.hero-tool-links{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:16px 0}.hero-tool-links a{border-radius:9px;font-weight:800}.hero-editorial-team{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:14px 0}.hero-editorial-team a{display:flex;align-items:center;gap:8px;padding:8px;border:1px solid #dce5f0;border-radius:10px;color:#102a4c;background:#fbfcfe}.hero-editorial-team img{width:38px;height:38px;border-radius:50%;object-fit:cover}.hero-editorial-team b,.hero-editorial-team small{display:block}.hero-editorial-team b{font-size:10px}.hero-editorial-team small{font-size:8px;color:#6c7c8f}.cluster-resource .hero-layout,.cluster-trust .hero-layout,.cluster-about .hero-layout,.cluster-legal .hero-layout,.cluster-lender .hero-layout,.cluster-lender_hub .hero-layout,.cluster-calculator .hero-layout,.cluster-location_municipality .hero-layout,.cluster-location_zip .hero-layout,.cluster-location_county .hero-layout,.cluster-location_hub .hero-layout{padding-top:40px;padding-bottom:28px}.cluster-resource .hero-copy h1,.cluster-trust .hero-copy h1,.cluster-about .hero-copy h1,.cluster-legal .hero-copy h1,.cluster-lender .hero-copy h1,.cluster-calculator .hero-copy h1,.cluster-location_municipality .hero-copy h1,.cluster-location_zip .hero-copy h1,.cluster-location_county .hero-copy h1{font-size:clamp(34px,3.5vw,50px)}
@media(max-width:600px){.hero-context-card{padding:17px}.hero-context-card h2{font-size:22px}.hero-editorial-team{grid-template-columns:1fr}.context-actions .btn{width:100%}.hero-tool-links{grid-template-columns:1fr 1fr}}
/* V8.1 professional remediation */
.v81-bound-units .v81-unit-list{display:grid;gap:12px}.v81-unit{border:1px solid var(--border);border-radius:14px;background:#fff;overflow:hidden}.v81-unit summary{cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:16px 18px;list-style:none}.v81-unit summary::-webkit-details-marker{display:none}.v81-unit summary span{display:grid;gap:3px}.v81-unit summary small{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.v81-unit summary b{font-size:17px}.v81-unit summary em{font-style:normal;font-size:12px;color:var(--brand)}.v81-unit-body{padding:0 18px 18px}.only-here{display:flex;gap:12px;align-items:flex-start;padding:12px 14px;background:var(--soft);border-radius:10px;margin:12px 0}.only-here b{white-space:nowrap}.sourcebox li{display:grid;gap:3px;margin-bottom:10px}.sourcebox li small{color:var(--muted)}.v81-calculator .calc-grid,.decision-tool-v81 .calc-grid{margin-top:16px}.v81-offers{display:grid;grid-template-columns:1fr 1fr;gap:14px}.v81-offers fieldset{border:1px solid var(--border);border-radius:12px;padding:14px;display:grid;gap:10px}.v81-offers .btn{grid-column:1/-1}.v81-map-fallback{border:1px solid var(--border);border-radius:14px;padding:18px;background:var(--soft)}.v81-map-fallback ul{display:grid;gap:8px;margin:12px 0 0;padding-left:18px}.v81-map-fallback li small{display:block;color:var(--muted)}.v81-google-map{min-height:360px;border-radius:14px;overflow:hidden}.philly-neighborhoods .navcard{cursor:default}.score-utility .decision-grid,.amount-utility table{margin-top:14px}.educational-cta{border-left:4px solid var(--accent)}.decision-tool-v81 label{display:grid;gap:6px;margin:8px 0}.decision-tool-v81 select,.decision-tool-v81 input,.v81-calculator select,.v81-calculator input{width:100%}.v81-status-grid{display:grid;grid-template-columns:minmax(220px,1fr) auto;gap:12px;align-items:end}.index-wave-note{font-size:12px;color:var(--muted)}
@media(max-width:700px){.v81-offers{grid-template-columns:1fr}.v81-status-grid{grid-template-columns:1fr}.only-here{display:grid}.v81-google-map{min-height:280px}}
.v81-verify{margin:12px 0;padding:12px 14px;border:1px solid var(--border);border-radius:12px;background:#fff}.v81-verify>b{display:block;margin-bottom:8px}.v81-verify ul{display:flex;flex-wrap:wrap;gap:7px;margin:0;padding:0;list-style:none}.v81-verify li{padding:7px 9px;border-radius:999px;background:var(--soft);font-size:13px;color:var(--text)}
@media(max-width:700px){.v81-verify ul{display:grid;grid-template-columns:1fr 1fr}.v81-verify li{border-radius:10px}.v81-status-grid{grid-template-columns:1fr}.v81-offers{grid-template-columns:1fr}}
/* ==========================================================
V8.3 PRODUCT / UX REMEDIATION
========================================================== */
/* Stable desktop hover bridge: no 16px dead zone between trigger and panel. */
.navdrop{padding:26px 0;margin:-26px 0}.navdrop>a{display:flex;align-items:center;height:76px}.mega{display:grid;visibility:hidden;opacity:0;pointer-events:none;top:100%;transform:translateY(6px);transition:opacity .14s ease,transform .14s ease,visibility .14s;z-index:100}.navdrop:hover .mega,.navdrop:focus-within .mega,.navdrop.open .mega{visibility:visible;opacity:1;pointer-events:auto;transform:translateY(0)}.mega-featured{border:1px solid #ead69f;background:#fff9e9!important}.mega-featured b,.mega-featured small{display:block}.mega-featured small{font-size:10px;color:#6d7c90;margin-top:2px}
.hero-form-v83 .form-tabs a{font-size:10px;font-weight:850;padding:6px 9px;border-radius:8px;color:#51657c;border:1px solid transparent}.hero-form-v83 .form-tabs a:hover{background:#f4f7fb;border-color:#dce5f0}.hero-amount-field{grid-column:span 1}.range-scale{display:flex;justify-content:space-between;color:#8795a7;font-size:9px;font-weight:650}.range-scale i{font-style:normal}.hero-amount-chips{display:grid;grid-template-columns:repeat(6,1fr);gap:5px;margin-top:12px}.hero-amount-chip{border:1px solid #dce5f0;background:#fff;color:#31506f;border-radius:8px;padding:7px 4px;font-size:10px;font-weight:800}.hero-amount-chip:hover,.hero-amount-chip.active{border-color:#d7a22e;background:#fff8e4;color:#8a5b00}.hero-consent{text-align:left!important;margin:10px 0 0!important;font-size:10px!important;line-height:1.45;color:#6c7b8f!important}.hero-consent a{text-decoration:underline;font-weight:800}
/* Same resolved POI set: list + embedded map */
.local-directory-v83{overflow:hidden}.poi-list-v83{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px;max-height:540px;overflow:auto;padding:2px}.poi-card-v83{border:1px solid #dce5f0;background:#fff;border-radius:13px;padding:13px;display:grid;grid-template-columns:32px 1fr;gap:10px;text-align:left;color:#17324e;transition:.16s}.poi-card-v83:hover,.poi-card-v83.active{border-color:#1d6fb8;box-shadow:0 0 0 3px rgba(29,111,184,.08);background:#fbfdff}.poi-num-v83{width:29px;height:29px;border-radius:50%;display:grid;place-items:center;background:#edf5fc;color:#185e9d;font-weight:900}.poi-card-v83 strong,.poi-card-v83 small,.poi-card-v83 em{display:block}.poi-card-v83 small{color:#65778c;margin-top:3px}.poi-card-v83 em{font-style:normal;color:#947020;font-size:10px;margin-top:4px}.poi-empty{grid-column:1/-1;background:#fff9e8;border:1px solid #eddba7;padding:16px;border-radius:12px}.poi-empty p{margin:4px 0 0}.map-v83{padding:0;overflow:hidden}.map-v83>.section-head{padding:24px 24px 0}.poi-map-shell{border-top:1px solid #e2e9f2}.poi-map-frame{width:100%;height:520px;border:0;display:block}.poi-map-bar{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:13px 18px;background:#fff;border-top:1px solid #dce5f0}.poi-map-bar b,.poi-map-bar small{display:block}.poi-map-bar small{color:#6d7c8f;margin-top:2px}.poi-map-bar a{background:#0b2d5b;color:#fff;padding:9px 12px;border-radius:9px;font-size:11px;font-weight:800;white-space:nowrap}.map-v83>.fine{padding:0 24px 20px;margin-top:13px}
/* Human location explorer */
.location-search-v83{display:grid;grid-template-columns:1fr auto;gap:8px;margin-bottom:20px}.location-search-v83 input,.location-zip-cta input,.lender-filterbar-v83 input{border:1px solid #d7e1ed;border-radius:10px;padding:12px 13px;background:#fff}.location-search-v83 button,.location-zip-cta button{border:0;border-radius:10px;background:#0b2d5b;color:#fff;padding:0 18px;font-weight:850}.region-grid-v83{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.region-card-v83{border:1px solid #dce5f0;border-radius:15px;padding:17px;background:linear-gradient(180deg,#fff,#fbfcfe)}.region-card-head{display:flex;gap:10px;align-items:center}.region-card-head>span{width:38px;height:38px;border-radius:10px;background:#fff3ce;color:#8a5a00;display:grid;place-items:center;font-weight:900}.region-card-head b,.region-card-head small{display:block}.region-card-head b{font-family:Georgia,serif;font-size:18px}.region-card-head small{color:#6b7b8e}.region-card-v83>p{color:#66778b;font-size:12px;margin:10px 0}.region-counties{display:grid;gap:6px}.region-counties details{border-top:1px solid #edf1f6;padding-top:5px}.region-counties summary{display:flex;justify-content:space-between;gap:8px;cursor:pointer;padding:7px 1px;font-weight:800;color:#254665}.region-counties summary em{font-style:normal;color:#7b8898;font-size:10px}.county-city-links{display:grid;grid-template-columns:repeat(2,1fr);gap:5px;padding:6px 0 10px}.county-city-links a{font-size:11px;background:#f6f9fc;border-radius:8px;padding:7px 8px}.county-city-links .county-all{grid-column:1/-1;background:#edf5fc;font-weight:850}.location-zip-cta{margin-top:18px;background:#0f3156;color:#fff;border-radius:14px;padding:16px;display:grid;grid-template-columns:1fr 120px auto;gap:10px;align-items:center}.location-zip-cta b,.location-zip-cta span{display:block}.location-zip-cta span{font-size:11px;color:#ccdae8}
/* Lender directory / reference carousel */
.lender-method-v83{display:grid;grid-template-columns:1fr 1fr auto;gap:10px;align-items:stretch;margin:15px 0 22px}.lender-method-v83>div,.lender-method-v83>a{border:1px solid #dce5f0;border-radius:11px;padding:13px;background:#fbfcfe}.lender-method-v83 b,.lender-method-v83 span{display:block}.lender-method-v83 span{font-size:11px;color:#67788c;margin-top:3px}.lender-method-v83>a{display:grid;place-items:center;font-weight:850}.lender-carousel-head,.market-ref-head{display:flex;justify-content:space-between;align-items:center;gap:10px;margin:18px 0 9px}.lender-carousel-head h3{margin:0}.lender-carousel-head button,.market-ref-head button{border:1px solid #d7e1ed;background:#fff;color:#123a66;border-radius:9px;width:36px;height:34px;font-weight:900}.lender-track-v83,.market-ref-track{display:flex;gap:10px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:thin;padding-bottom:8px}.lender-slide,.market-ref-slide{flex:0 0 min(310px,80vw);scroll-snap-align:start;border:1px solid #dce5f0;border-radius:14px;padding:15px;background:#fff;color:#183450}.lender-slide span,.lender-slide b,.lender-slide small,.lender-slide em,.market-ref-slide span,.market-ref-slide b,.market-ref-slide small,.market-ref-slide em{display:block}.lender-slide span,.market-ref-slide span{font-size:9px;text-transform:uppercase;letter-spacing:.06em;color:#8d6b17}.lender-slide b,.market-ref-slide b{font-family:Georgia,serif;font-size:19px;margin:4px 0}.lender-slide p,.market-ref-slide small{color:#64758a;font-size:11px}.lender-slide em,.market-ref-slide em{font-style:normal;font-size:11px;font-weight:850;margin-top:10px;color:#174f91}.lender-filterbar-v83{display:grid;grid-template-columns:300px 1fr;gap:12px;align-items:center;margin:22px 0 13px}.lender-chips-v83{display:flex;gap:5px;overflow:auto}.lender-chips-v83 button{border:1px solid #dce5f0;background:#fff;border-radius:999px;padding:7px 9px;font-size:9px;white-space:nowrap}.lender-chips-v83 button.active{background:#0b2d5b;color:#fff;border-color:#0b2d5b}.lender-grid-v83{grid-template-columns:repeat(3,minmax(0,1fr))}.lender-card-v83{display:flex!important;flex-direction:column;min-height:180px}.lender-card-v83 p{color:#627489;font-size:11px;flex:1}.lender-card-v83 small{font-size:10px;color:#8b6b20}.lender-card-v83 em{font-style:normal;font-size:11px;font-weight:850;color:#174f91;margin-top:9px}.home-lenders-v83 .market-ref-method{display:grid;grid-template-columns:auto 1fr auto;gap:12px;align-items:center;background:#f6f9fc;border:1px solid #dce5f0;border-radius:11px;padding:12px;margin-top:10px}.market-ref-method span{font-size:11px;color:#61738a}.partner-band-v83{display:grid!important;grid-template-columns:1fr auto auto!important;gap:14px;align-items:center}.partner-band-v83 b,.partner-band-v83 small{display:block}.partner-band-v83 a{white-space:nowrap}
/* Evidence instead of raw link dump */
.evidence-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.evidence-card{border:1px solid #dce5f0;border-radius:13px;padding:14px;background:#fbfcfe}.evidence-card>span{font-size:9px;color:#9a7219;text-transform:uppercase;letter-spacing:.07em;font-weight:850}.evidence-card>b{display:block;margin:4px 0;font-size:14px}.evidence-card p{font-size:11px;color:#65768a}.evidence-card>div{display:flex;justify-content:space-between;gap:8px;align-items:center}.evidence-card small{color:#7a8797}.evidence-card a{font-size:10px;font-weight:850}.source-technical{margin-top:12px;font-size:11px}.source-technical summary{cursor:pointer;color:#68798d}.source-technical ul{margin-top:8px}
/* Clear editorial role chain */
.editorial-v83{background:#fff;border:1px solid #dce5f0;border-radius:16px;margin-bottom:22px;padding:22px;box-shadow:0 8px 28px rgba(14,44,78,.045)}.editorial-v83-head{display:flex;justify-content:space-between;gap:18px;align-items:flex-start}.editorial-v83-head h2{font-size:27px}.editorial-v83-head p{color:#64758a;max-width:700px}.editorial-role-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:9px}.editorial-role-card{border:1px solid #dce5f0;border-radius:13px;padding:12px;color:#183450;background:#fbfcfe}.editorial-role-label{display:block;color:#9a6a0d;font-size:9px;font-weight:900;text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}.editorial-person{display:flex;gap:8px;align-items:center}.editorial-person img{width:42px;height:42px;border-radius:50%;object-fit:cover}.editorial-person b,.editorial-person small{display:block}.editorial-person b{font-size:11px}.editorial-person small{font-size:8px;color:#697a8e}.editorial-role-card em{display:block;font-style:normal;color:#607289;font-size:9px;line-height:1.4;margin-top:8px}.editorial-reviewed{border-top:1px solid #edf1f6;margin-top:13px;padding-top:10px;font-size:10px;color:#68798d}.author-specialties{border:1px solid #dce5f0;border-radius:12px;padding:14px;background:#f8fafc}.author-specialties b,.author-specialties span{display:block}.author-specialties span{color:#65758a;margin-top:4px}
/* Public form: no admin/debug language */
.request-summary-v83{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin:16px 0}.request-summary-v83>div{border:1px solid #dce5f0;border-radius:11px;padding:12px;background:#f8fafc}.request-summary-v83 span,.request-summary-v83 b{display:block}.request-summary-v83 span{font-size:9px;color:#738296;text-transform:uppercase}.form-public-empty{text-align:center;border:1px solid #ead79f;background:#fffaf0;border-radius:14px;padding:28px}.form-public-empty h3{margin:8px 0}.form-public-empty p{max-width:650px;margin:0 auto 15px;color:#65758b}.form-lock{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;margin:auto;background:#e9f6ef;color:#15804b;font-weight:900}.form-empty-actions{display:flex;justify-content:center;gap:8px}.form-consent-v83{font-size:10px;color:#68798c;margin-top:15px}.form-cta-v83{display:flex;justify-content:space-between;gap:20px;align-items:center}.form-cta-v83 p{margin:0;color:#66778b}
/* Calculator product UI + visual result state */
.v81-calculator{background:linear-gradient(180deg,#fff,#fbfdff)}.v81-calculator .calc-grid{border:1px solid #dce5f0;background:#f7fafe;border-radius:15px;padding:15px;gap:11px}.v81-calculator .calc-grid label{background:#fff;border:1px solid #e0e7ef;border-radius:10px;padding:10px}.v81-calculator .calc-grid input,.v81-calculator .calc-grid select{border:0;background:#f8fafc;border-radius:7px;padding:10px;margin-top:4px}.v81-calculator .calc-grid .btn{align-self:end;min-height:48px}.calc-amount-decorator{grid-column:1/-1;background:#fff;border:1px solid #dce5f0;border-radius:12px;padding:12px}.calc-amount-decorator .calc-range-line{display:flex;justify-content:space-between;align-items:center}.calc-amount-decorator input[type=range]{width:100%;accent-color:#174f91}.calc-quick-chips{display:flex;gap:5px;flex-wrap:wrap;margin-top:7px}.calc-quick-chips button{border:1px solid #dce5f0;background:#fff;border-radius:999px;padding:6px 9px;font-size:9px;font-weight:850}.calc-quick-chips button:hover{border-color:#dda72d;background:#fff7de}.calc-results-v83{display:grid;grid-template-columns:1fr 1.45fr;gap:12px;margin-top:14px}.calc-chart-card{border:1px solid #dce5f0;border-radius:14px;padding:14px;background:#fff;min-height:245px}.calc-chart-card>div:first-child span,.calc-chart-card>div:first-child b{display:block}.calc-chart-card>div:first-child span{font-size:9px;color:#91701f;text-transform:uppercase;font-weight:850}.calc-donut-v83{width:140px;height:140px;border-radius:50%;margin:13px auto;display:grid;place-items:center;background:conic-gradient(#174f91 0 78%,#e3a31a 78% 100%);position:relative}.calc-donut-v83:before{content:"";position:absolute;width:94px;height:94px;border-radius:50%;background:#fff}.calc-donut-v83 span{position:relative;z-index:1;text-align:center;font-size:10px;font-weight:850;max-width:72px}.calc-legend-v83{display:flex;justify-content:center;gap:12px;font-size:9px;color:#64758a}.calc-legend-v83 i{display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:4px}.calc-legend-v83 .principal{background:#174f91}.calc-legend-v83 .cost{background:#e3a31a}.calc-timeline-v83{width:100%;height:165px;color:#174f91;margin-top:10px}.calc-timeline-v83 text{font-size:11px;fill:#758498}.calc-timeline-card>small{display:block;text-align:center;color:#6d7c8e}.calc-schedule-v83{grid-column:1/-1}.calc-schedule-table{width:100%;border-collapse:collapse;font-size:10px}.calc-schedule-table th,.calc-schedule-table td{border-bottom:1px solid #e7edf4;padding:7px;text-align:right}.calc-schedule-table th:first-child,.calc-schedule-table td:first-child{text-align:left}
@media(max-width:900px){.editorial-role-grid{grid-template-columns:repeat(2,1fr)}.lender-grid-v83{grid-template-columns:repeat(2,1fr)}.region-grid-v83{grid-template-columns:1fr}.lender-method-v83{grid-template-columns:1fr}.lender-filterbar-v83{grid-template-columns:1fr}.partner-band-v83{grid-template-columns:1fr!important}.calc-results-v83{grid-template-columns:1fr}.poi-map-frame{height:430px}}
@media(max-width:600px){.navdrop{padding:0;margin:0}.navdrop>a{height:auto}.mega{visibility:visible;opacity:1;pointer-events:auto;transform:none}.hero-amount-chips{grid-template-columns:repeat(3,1fr)}.poi-list-v83{grid-template-columns:1fr;max-height:500px}.poi-map-frame{height:360px}.poi-map-bar{align-items:flex-start;flex-direction:column}.region-grid-v83,.editorial-role-grid,.lender-grid-v83,.evidence-grid{grid-template-columns:1fr}.county-city-links{grid-template-columns:1fr}.county-city-links .county-all{grid-column:auto}.location-zip-cta,.request-summary-v83{grid-template-columns:1fr}.form-empty-actions,.form-cta-v83{flex-direction:column;align-items:stretch}.home-lenders-v83 .market-ref-method{grid-template-columns:1fr}.calc-results-v83{grid-template-columns:1fr}}
/* V8.3 combined POI list + embedded map */
.poi-mapgrid-v83{display:grid;grid-template-columns:minmax(320px,410px) minmax(0,1fr);gap:18px;align-items:stretch;margin-top:18px}.poi-mapgrid-v83 .poi-list-v83{max-height:610px;overflow:auto;padding-right:5px;display:flex;flex-direction:column;gap:9px}.poi-mapgrid-v83 .poi-map-shell{min-height:610px}.poi-mapgrid-v83 .poi-map-frame{height:548px;width:100%;border:0;display:block}.poi-map-bar{min-height:62px}.poi-card-v83{text-align:left;width:100%}.poi-card-v83:focus-visible{outline:3px solid rgba(227,163,26,.45);outline-offset:2px}@media(max-width:850px){.poi-mapgrid-v83{grid-template-columns:1fr}.poi-mapgrid-v83 .poi-list-v83{max-height:430px}.poi-mapgrid-v83 .poi-map-shell{min-height:500px}.poi-mapgrid-v83 .poi-map-frame{height:440px}}
/* V8.3 editorial hierarchy: primary author is visually distinct from review roles */
.editorial-role-grid{display:grid;grid-template-columns:minmax(250px,1.1fr) minmax(280px,1fr);grid-template-rows:repeat(3,auto);gap:9px}.editorial-role-card:first-child{grid-row:1/4;background:linear-gradient(180deg,#f8fbff,#fff);padding:18px;border-color:#bfd1e5}.editorial-role-card:first-child .editorial-person img{width:68px;height:68px}.editorial-role-card:first-child .editorial-person b{font-size:15px}.editorial-role-card:first-child .editorial-person small{font-size:10px}.editorial-role-card:first-child em{font-size:11px;margin-top:13px}.editorial-role-card:not(:first-child){display:grid;grid-template-columns:115px 1fr;align-items:center;column-gap:10px}.editorial-role-card:not(:first-child) .editorial-role-label{margin:0}.editorial-role-card:not(:first-child) .editorial-person img{width:36px;height:36px}.editorial-role-card:not(:first-child) em{grid-column:2;margin-top:3px}.hero-primary-author{display:flex;align-items:center;gap:11px;border:1px solid #dce5f0;background:#fff;border-radius:13px;padding:12px;color:#183450}.hero-primary-author img{width:54px;height:54px;border-radius:50%;object-fit:cover}.hero-primary-author small,.hero-primary-author b,.hero-primary-author em{display:block}.hero-primary-author small{font-size:9px;color:#946d18;text-transform:uppercase;font-weight:900}.hero-primary-author b{font-size:14px}.hero-primary-author em{font-style:normal;font-size:9px;color:#687a8e}.hero-review-chain{display:grid;gap:5px;margin:9px 0}.hero-review-chain a{display:grid;grid-template-columns:105px 1fr;gap:7px;padding:7px 9px;border:1px solid #e5ebf2;border-radius:9px;background:#fbfcfe}.hero-review-chain small{font-size:9px;color:#7a6a42}.hero-review-chain b{font-size:10px}.author-check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:12px}.author-check-grid>div{border:1px solid #dce5f0;border-radius:11px;padding:12px;background:#fbfcfe}.author-check-grid b,.author-check-grid span{display:block}.author-check-grid span{font-size:11px;color:#66778b;margin-top:4px}@media(max-width:720px){.editorial-role-grid{grid-template-columns:1fr;grid-template-rows:auto}.editorial-role-card:first-child{grid-row:auto}.editorial-role-card:not(:first-child){grid-template-columns:105px 1fr}.author-check-grid{grid-template-columns:1fr}}
/* V8.3 Pennsylvania state -> city -> region browsing */
.state-browse-v83{display:grid;grid-template-columns:1.4fr .8fr;gap:22px;align-items:center;border:1px solid #d8e3ef;background:linear-gradient(135deg,#f7fbff,#fff9e8);border-radius:15px;padding:20px;margin-bottom:16px}.state-browse-v83 p{color:#607289;margin:0}.state-browse-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.state-browse-stats>div{background:#fff;border:1px solid #dce5f0;border-radius:11px;padding:12px;text-align:center}.state-browse-stats b,.state-browse-stats span{display:block}.state-browse-stats b{font-size:22px;color:#143b67}.state-browse-stats span{font-size:9px;color:#718096;text-transform:uppercase;font-weight:800}.top-pa-cities-v83{border-top:1px solid #edf1f5;border-bottom:1px solid #edf1f5;padding:16px 0;margin:14px 0 20px}.section-mini-head{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:10px}.section-mini-head b{font-family:Georgia,serif;font-size:18px;color:#143553}.section-mini-head span{font-size:10px;color:#738398}.top-city-track-v83{display:flex;gap:8px;overflow:auto;padding-bottom:5px;scrollbar-width:thin}.top-city-track-v83 a{flex:0 0 185px;border:1px solid #dce5f0;background:#fff;border-radius:11px;padding:11px;color:#183d65}.top-city-track-v83 a b,.top-city-track-v83 a small{display:block}.top-city-track-v83 a small{font-size:9px;color:#76869a;margin-top:3px}.region-title-v83{margin-top:2px}
@media(max-width:760px){.state-browse-v83{grid-template-columns:1fr}.state-browse-stats{grid-template-columns:repeat(3,1fr)}.section-mini-head{align-items:flex-start;flex-direction:column}}
/* V8.3 calculator result hierarchy */
.calc-summary-v83{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:14px}.calc-summary-v83>div{border:1px solid #dce5f0;border-radius:11px;background:#fff;padding:11px}.calc-summary-v83 span,.calc-summary-v83 b,.calc-summary-v83 small{display:block}.calc-summary-v83 span{font-size:8px;text-transform:uppercase;color:#758497;font-weight:850}.calc-summary-v83 b{font-size:18px;color:#163d68;margin-top:3px}.calc-summary-v83 small{font-size:8px;color:#8491a1}.calc-special-v83{border:1px solid #dce5f0;border-radius:14px;background:#fff;padding:16px;margin-top:14px}.funding-stage-track{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:18px 0;position:relative}.funding-stage-track:before{content:"";position:absolute;left:8%;right:8%;top:19px;height:3px;background:#dfe7f0}.funding-stage-track>div{position:relative;z-index:1;text-align:center}.funding-stage-track i{width:39px;height:39px;border-radius:50%;display:grid;place-items:center;margin:0 auto 7px;background:#eef3f8;border:3px solid #fff;box-shadow:0 0 0 1px #d7e1eb;color:#31577d;font-style:normal;font-weight:900}.funding-stage-track .active i{background:#174f91;color:#fff}.funding-stage-track b,.funding-stage-track small{display:block}.funding-stage-track small{font-size:8px;color:#748397}.score-meter-v83{height:18px;border-radius:999px;background:linear-gradient(90deg,#d87070 0 25%,#e6b35b 25% 49%,#d6c54f 49% 67%,#78ae7c 67% 80%,#438d6b 80%);position:relative;margin:32px 8px 8px}.score-meter-v83>span{position:absolute;top:-30px;transform:translateX(-50%)}.score-meter-v83>span:after{content:"";display:block;width:2px;height:29px;background:#102a4c;margin:auto}.score-meter-v83 b{background:#102a4c;color:#fff;padding:3px 7px;border-radius:6px;font-size:10px}.score-band-labels{display:flex;justify-content:space-between;color:#788697;font-size:8px}.offer-bars-v83{display:grid;gap:13px}.offer-bars-v83>div>b{display:block;font-size:11px;margin-bottom:5px}.offer-bars-v83>div>span{display:grid;grid-template-columns:1fr 75px;align-items:center;gap:8px;margin:4px 0;background:#f3f6fa;border-radius:999px;overflow:hidden;position:relative;height:25px}.offer-bars-v83 i{display:block;height:100%;background:#174f91;border-radius:999px;min-width:4%}.offer-bars-v83 span:nth-of-type(2) i{background:#e3a31a}.offer-bars-v83 em{font-style:normal;font-size:8px;font-weight:850;color:#223f5e;padding-right:6px;text-align:right}
@media(max-width:700px){.calc-summary-v83{grid-template-columns:repeat(2,1fr)}.funding-stage-track{grid-template-columns:1fr 1fr;gap:14px}.funding-stage-track:before{display:none}}
/* V8.3 FINAL UX fixes — approved layout preserved */
/* Desktop dropdown has no dead hover gap. */
@media(min-width:901px){
.navdrop{position:relative;align-self:stretch;display:flex;align-items:center;padding:0;margin:0}
.navdrop>a{height:76px;display:flex;align-items:center}
.mega{top:100%!important;display:grid!important;visibility:hidden;opacity:0;pointer-events:none;transform:translateY(4px);transition:opacity .14s ease,transform .14s ease,visibility .14s}
.navdrop:hover>.mega,.navdrop:focus-within>.mega,.navdrop.open>.mega{visibility:visible;opacity:1;pointer-events:auto;transform:none}
.mega:before{content:"";position:absolute;left:0;right:0;top:-8px;height:8px}
}
/* Four editorial responsibilities in one clear row. */
.editorial-role-grid{display:grid!important;grid-template-columns:repeat(4,minmax(0,1fr))!important;grid-template-rows:auto!important;gap:10px!important}
.editorial-role-card,.editorial-role-card:first-child,.editorial-role-card:not(:first-child){display:block!important;grid-row:auto!important;grid-column:auto!important;padding:14px!important;background:#fbfcfe!important;border-color:#dce5f0!important}
.editorial-role-card .editorial-role-label{display:block!important;margin:0 0 9px!important}
.editorial-role-card .editorial-person{display:flex!important;align-items:center!important;gap:9px!important}
.editorial-role-card .editorial-person img,.editorial-role-card:first-child .editorial-person img,.editorial-role-card:not(:first-child) .editorial-person img{width:44px!important;height:44px!important}
.editorial-role-card .editorial-person b,.editorial-role-card:first-child .editorial-person b{font-size:11px!important}
.editorial-role-card .editorial-person small,.editorial-role-card:first-child .editorial-person small{font-size:8px!important}
.editorial-role-card em,.editorial-role-card:first-child em,.editorial-role-card:not(:first-child) em{display:block!important;grid-column:auto!important;font-size:9px!important;margin-top:9px!important;line-height:1.45}
/* MaxCash-style POI product: compact list left, live Google map right. */
.poi-card-v83{display:grid;grid-template-columns:30px 1fr;gap:10px;align-items:start;border:1px solid #dce5f0;border-radius:11px;background:#fff;padding:12px;text-align:left;width:100%;color:#183450}
.poi-card-v83:hover,.poi-card-v83.active{border-color:#d2a134;background:#fffaf0;box-shadow:0 5px 14px rgba(30,59,89,.06)}
.poi-num-v83{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:#eef4fa;color:#174f91;font-weight:900;font-size:11px}
.poi-card-v83.active .poi-num-v83{background:#e3a31a;color:#102a4c}
.poi-card-v83 strong,.poi-card-v83 small{display:block}.poi-card-v83 strong{font-size:13px;line-height:1.25}.poi-card-v83 small{font-size:11px;color:#66788e;margin-top:4px;line-height:1.35}
.poi-map-bar{display:flex;align-items:center;padding:12px 14px;border:1px solid #dce5f0;border-top:0;border-radius:0 0 12px 12px;background:#fff}.poi-map-bar b,.poi-map-bar small{display:block}.poi-map-bar b{font-size:12px}.poi-map-bar small{font-size:10px;color:#68798c;margin-top:2px}
/* Calculator results appear only after user calculation. */
.v81-calculator .calc-summary-v83,.v81-calculator .calc-results-v83,.v81-calculator .calc-schedule-v83{display:none}
.v81-calculator.calc-ran .calc-summary-v83{display:grid}.v81-calculator.calc-ran .calc-results-v83{display:grid}.v81-calculator.calc-ran .calc-schedule-v83{display:block}
.calc-amount-decorator{border:1px solid #dce5f0;border-radius:13px;padding:14px;background:linear-gradient(180deg,#fbfdff,#f5f9fd);grid-column:1/-1}
.calc-range-line{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}.calc-range-line strong{font-size:20px;color:#174f91}.calc-amount-decorator input[type=range]{width:100%;accent-color:#174f91}.calc-quick-chips{display:grid;grid-template-columns:repeat(6,1fr);gap:6px;margin-top:10px}.calc-quick-chips button{border:1px solid #d7e2ee;background:#fff;border-radius:8px;padding:7px 5px;font-size:10px;font-weight:800;color:#294766}.calc-quick-chips button:hover{border-color:#d2a134;background:#fff9ea}
.state-browse-v83{grid-template-columns:minmax(0,1.2fr) 250px 300px!important}.state-browse-map{display:grid;place-items:center;border:1px solid #dce5f0;border-radius:14px;background:#f8fbfe;padding:14px}.state-browse-map img{max-height:150px;width:auto}.state-browse-map span{font-size:10px;color:#66798d;text-align:center;margin-top:8px}
@media(max-width:1000px){.editorial-role-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}.state-browse-v83{grid-template-columns:1fr 1fr!important}.state-browse-map{grid-column:1/-1}}
@media(max-width:600px){.editorial-role-grid{grid-template-columns:1fr!important}.calc-quick-chips{grid-template-columns:repeat(3,1fr)}.state-browse-v83{grid-template-columns:1fr!important}.state-browse-map{grid-column:auto}}
/* V8.3.2 editorial accountability hierarchy: one primary author, review chain beside it. */
.editorial-accountability-grid{display:grid!important;grid-template-columns:minmax(300px,1.08fr) minmax(330px,.92fr)!important;gap:14px!important;align-items:stretch}
.editorial-primary-author{display:flex!important;flex-direction:column!important;height:100%;border:1px solid #b8cee5;border-radius:15px;padding:20px;background:linear-gradient(180deg,#f6faff,#fff);color:#183450;box-shadow:0 7px 20px rgba(18,60,105,.05)}
.editorial-primary-person{display:flex;align-items:center;gap:13px;margin:4px 0 12px}.editorial-primary-person img{width:76px;height:76px;border-radius:50%;object-fit:cover}.editorial-primary-person b,.editorial-primary-person small{display:block}.editorial-primary-person b{font-size:17px}.editorial-primary-person small{font-size:10px;color:#66798e;margin-top:3px}.editorial-primary-author p{color:#61758c;font-size:12px;line-height:1.55;margin:5px 0 13px}.editorial-primary-author>strong{margin-top:auto;font-size:10px;color:#174f91;text-transform:uppercase;letter-spacing:.05em}
.editorial-review-stack{display:grid!important;grid-template-columns:1fr!important;gap:8px!important}.editorial-review-card{display:grid!important;grid-template-columns:120px 1fr!important;grid-template-rows:auto auto!important;column-gap:10px;align-items:center;border:1px solid #dce5f0;border-radius:12px;padding:11px 12px;background:#fbfcfe;color:#183450}.editorial-review-card .editorial-role-label{grid-row:1/3;margin:0!important}.editorial-review-person{display:flex;align-items:center;gap:8px}.editorial-review-person img{width:38px;height:38px;border-radius:50%;object-fit:cover}.editorial-review-person b,.editorial-review-person small{display:block}.editorial-review-person b{font-size:11px}.editorial-review-person small{font-size:8px;color:#697a8e}.editorial-review-card em{font-style:normal;font-size:9px;color:#607289;line-height:1.35;margin-top:2px}
@media(max-width:780px){.editorial-accountability-grid{grid-template-columns:1fr!important}.editorial-review-card{grid-template-columns:105px 1fr!important}.editorial-primary-person img{width:64px;height:64px}}
/* ===== V8.4 approved-design quality pass ===== */
.brand-seal-v84{width:48px;height:54px;display:grid;place-items:center;flex:0 0 48px;filter:drop-shadow(0 4px 8px rgba(12,42,76,.12))}.brand-seal-v84 svg{width:100%;height:100%}.brand-seal-v84 svg>path:first-child{fill:#e9a91a;stroke:#153b68;stroke-width:2}.brand-seal-v84 .seal-line{fill:none;stroke:#fff;stroke-width:2;opacity:.85}.brand-seal-v84 text{font-family:Georgia,serif;font-weight:900;font-size:30px;text-anchor:middle;fill:#0d315d}.brand-word-v84{display:flex!important;flex-direction:column;line-height:1}.brand-word-v84 strong{font-family:Georgia,serif;font-size:26px;letter-spacing:-.025em;color:#102f59}.brand-word-v84 small{font-size:8px!important;letter-spacing:.035em!important;text-transform:uppercase;color:#986a00!important;margin-top:5px;font-weight:800}.sitehead .logo{gap:11px}.footer-logo .brand-word-v84 strong{color:#102f59}.footer-logo .brand-word-v84 small{color:#986a00!important}.footer-logo .brand-seal-v84 svg>path:first-child{stroke:#153b68}
.hero-product-tool-v84{position:relative;overflow:hidden}.hero-product-tool-v84:after{content:"";position:absolute;right:-70px;top:-60px;width:190px;height:190px;border-radius:50%;background:radial-gradient(circle,rgba(233,169,26,.13),transparent 68%);pointer-events:none}.product-tool-head{position:relative;z-index:1}.product-tool-head h2{margin:.2rem 0 .35rem}.product-tool-head p{font-size:11px;line-height:1.5;color:#607187;margin:0 0 9px}.product-law-note{display:grid;grid-template-columns:105px 1fr;gap:10px;border-left:4px solid #e9aa1f;background:#fff9e8;padding:10px 12px;border-radius:0 10px 10px 0;margin:9px 0 12px}.product-law-note b{font-size:9px;text-transform:uppercase;letter-spacing:.05em;color:#8c6100}.product-law-note span{font-size:9px;line-height:1.45;color:#53677e}.pc-amount-row label{display:block;font-size:10px;font-weight:800}.pc-amount-row strong{float:right;font-size:16px;color:#153f70}.pc-amount-row input[type=range]{width:100%;accent-color:#174f91;margin:8px 0 0}.pc-chips{display:flex;gap:5px;flex-wrap:wrap;margin:7px 0 10px}.pc-chips button{border:1px solid #d9e3ee;background:#fff;border-radius:8px;padding:6px 9px;font-size:9px;font-weight:800;color:#284664;cursor:pointer}.pc-chips button:hover{border-color:#d99b13;background:#fff9e7}.pc-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;margin:8px 0 10px}.pc-fields label{font-size:9px;font-weight:800;color:#3a526c}.pc-fields input,.pc-fields select{width:100%;margin-top:4px;padding:8px 9px;border:1px solid #d8e1eb;border-radius:8px;background:#fff;color:#173857;font-size:10px}.hero-product-tool-v84 .hero-submit{margin-top:3px}.pc-result{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin-top:10px}.pc-result>div{border:1px solid #dce5ef;border-radius:9px;padding:8px;background:#fff}.pc-result span,.pc-result b{display:block}.pc-result span{font-size:7px;text-transform:uppercase;letter-spacing:.04em;color:#728197}.pc-result b{font-size:11px;color:#153e6b;margin-top:2px}.pc-mini-chart{height:8px;border-radius:999px;overflow:hidden;display:flex;background:#eef2f6;margin:8px 0 4px}.pc-mini-chart i:first-child{background:#174f91;width:75%}.pc-mini-chart i:last-child{background:#e4a51b;width:25%}.pc-result-note{font-size:8px;color:#6d7c8e;line-height:1.45;margin:5px 0}.pc-continue{display:inline-block;font-size:9px;font-weight:900;margin:2px 0 0}.hero-product-tool-v84 .hero-consent{font-size:7px;line-height:1.4;margin-top:6px}
.product-experience-v84{padding:0!important;overflow:hidden}.product-overview-head{display:grid;grid-template-columns:1.25fr .75fr;gap:18px;padding:22px}.product-overview-head h2{margin:.2rem 0 .45rem}.product-overview-head p{margin:0;color:#61748a}.product-status-v84{border:1px solid #dbe6f0;border-radius:13px;padding:14px;background:#f8fbfe}.product-status-v84.caution{background:#fff8e7;border-color:#efd99f}.product-status-v84 span,.product-status-v84 b{display:block}.product-status-v84 span{font-size:8px;font-weight:900;text-transform:uppercase;letter-spacing:.06em;color:#8b6a18}.product-status-v84 b{font-size:10px;line-height:1.55;color:#263f5b;margin-top:5px}.product-facts-v84{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #e4ebf2;border-bottom:1px solid #e4ebf2;background:#f8fafc}.product-facts-v84>div{padding:13px 15px;border-right:1px solid #e4ebf2}.product-facts-v84>div:last-child{border-right:0}.product-facts-v84 b,.product-facts-v84 span{display:block}.product-facts-v84 b{font-size:12px;color:#143c69}.product-facts-v84 span{font-size:8px;color:#758499;margin-top:3px}.product-split-v84{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:22px}.product-path-v84>div{display:grid;grid-template-columns:38px 1fr;gap:10px;align-items:start;margin:11px 0}.product-path-v84 i{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:#123f72;color:#fff;font-style:normal;font-weight:900;font-size:11px;box-shadow:0 0 0 5px #edf4fb}.product-path-v84 b,.product-path-v84 small{display:block}.product-path-v84 b{font-size:11px}.product-path-v84 small{font-size:9px;color:#6f7e91;line-height:1.45;margin-top:2px}.product-compare-v84 ul{margin:10px 0;padding-left:20px}.product-compare-v84 li{margin:5px 0;font-size:10px;color:#3e5874}.scenario-card-v84{border-left:4px solid #e7a91d;background:#fff8e6;border-radius:0 11px 11px 0;padding:12px 13px;margin-top:13px}.scenario-card-v84 span{font-size:8px;font-weight:900;text-transform:uppercase;color:#8c650b}.scenario-card-v84 p{font-size:10px;line-height:1.55;margin:4px 0 0;color:#425b75}.product-flow-v84{display:grid;grid-template-columns:1fr 28px 1fr 28px 1fr 28px 1fr;align-items:center;gap:3px;padding:18px 22px;background:linear-gradient(90deg,#0f3560,#174f91);color:#fff}.product-flow-v84>div{display:grid;grid-template-columns:31px 1fr;grid-template-rows:auto auto;column-gap:8px;align-items:center}.product-flow-v84>div span{grid-row:1/3;width:29px;height:29px;border-radius:50%;background:#e9aa1f;color:#102a4c;display:grid;place-items:center;font-weight:900}.product-flow-v84 b{font-size:10px}.product-flow-v84 small{font-size:7px;color:#bfd0e4}.product-flow-v84>i{text-align:center;color:#8fb0cf;font-style:normal}.product-alternatives-v84{padding:20px 22px}.product-alt-grid-v84{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.product-alt-grid-v84>div{border:1px solid #dce5ef;border-radius:11px;padding:12px;background:#fbfcfe}.product-alt-grid-v84 span,.product-alt-grid-v84 b{display:block}.product-alt-grid-v84 span{font-size:7px;text-transform:uppercase;color:#9a6c08;font-weight:900}.product-alt-grid-v84 b{font-size:9px;line-height:1.45;margin-top:3px}.product-action-row-v84{display:flex;gap:8px;flex-wrap:wrap;padding:0 22px 22px}.product-action-row-v84 .btn{font-size:9px}
.contact-product-v84{background:linear-gradient(135deg,#f9fcff,#fffaf0)}.contact-grid-v84{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:16px}.contact-grid-v84>a,.contact-grid-v84>div{border:1px solid #d9e4ee;border-radius:12px;padding:15px;background:#fff}.contact-grid-v84 span,.contact-grid-v84 b,.contact-grid-v84 small{display:block}.contact-grid-v84 span{font-size:8px;font-weight:900;letter-spacing:.05em;color:#966900}.contact-grid-v84 b{font-size:13px;color:#153f6e;margin:4px 0}.contact-grid-v84 small{font-size:9px;color:#68798d}
.author-profile-v84{overflow:hidden}.author-profile-head-v84{display:grid;grid-template-columns:1.2fr .8fr;gap:16px;align-items:start}.author-profile-head-v84 p{color:#60738a}.author-since-v84{border:1px solid #dce5ef;border-radius:12px;background:#f8fbfe;padding:14px}.author-since-v84 span,.author-since-v84 b{display:block}.author-since-v84 span{font-size:8px;text-transform:uppercase;color:#977019;font-weight:900}.author-since-v84 b{font-size:12px;margin-top:5px}.author-evidence-grid-v84{display:grid;grid-template-columns:repeat(2,1fr);gap:9px;margin-top:16px}.author-evidence-grid-v84>div{border:1px solid #dce5ef;border-radius:11px;padding:13px;background:#fbfcfe}.author-evidence-grid-v84 span,.author-evidence-grid-v84 b{display:block}.author-evidence-grid-v84 span{font-size:8px;text-transform:uppercase;color:#6e7f92;font-weight:900}.author-evidence-grid-v84 b{font-size:10px;line-height:1.5;margin-top:4px}.author-evidence-grid-v84 ul{padding-left:17px;margin:5px 0 0}.author-evidence-grid-v84 li{font-size:9px;margin:3px 0}.author-standard-v84{margin-top:12px;border-left:4px solid #174f91;background:#f2f7fc;padding:11px 13px;border-radius:0 10px 10px 0}.author-standard-v84 b,.author-standard-v84 span{display:block}.author-standard-v84 b{font-size:10px}.author-standard-v84 span{font-size:9px;color:#607289;margin-top:3px}
.credit-org-band-v84{display:grid;grid-template-columns:1fr 1.35fr;gap:20px;align-items:center;padding:18px;border:1px solid #cfdae7;border-radius:14px;background:#f9fbfe;margin:0 0 20px;box-shadow:0 4px 14px rgba(16,47,89,.035)}.credit-org-band-v84>div:first-child b,.credit-org-band-v84>div:first-child small{display:block}.credit-org-band-v84>div:first-child .partner-label{color:#536b84;margin-bottom:7px}.credit-org-band-v84>div:first-child b{font-size:14px;color:#102f59;line-height:1.35}.credit-org-band-v84>div:first-child small{font-size:9px;color:#5d7188;margin-top:5px;line-height:1.5}.credit-org-logos-v84{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}.credit-org-logos-v84 a{display:grid;grid-template-columns:1fr;gap:5px;place-items:center;background:#fff;border:1px solid #d7e1ec;border-radius:10px;padding:10px 11px;min-height:72px;transition:.18s ease}.credit-org-logos-v84 a:hover{border-color:#e0a223;box-shadow:0 5px 13px rgba(16,47,89,.07);transform:translateY(-1px)}.credit-org-logos-v84 img{max-height:31px;max-width:150px;width:auto}.credit-org-logos-v84 small{font-size:7.5px;color:#526780;text-align:center;line-height:1.25}.footer-product-disclosure-v84{display:grid!important;grid-template-columns:54px 1fr!important;gap:14px!important;align-items:start!important}.disclosure-product-mark{width:48px;height:48px;border-radius:13px;background:#e9aa1f;color:#0d315d;display:grid;place-items:center;font-family:Georgia,serif;font-size:25px;font-weight:900}.disclosure-links-v84{display:flex;gap:14px;flex-wrap:wrap;margin-top:8px}.disclosure-links-v84 a{font-size:8px!important}
@media(max-width:900px){.product-overview-head,.product-split-v84,.author-profile-head-v84,.credit-org-band-v84{grid-template-columns:1fr}.product-facts-v84{grid-template-columns:repeat(2,1fr)}.product-flow-v84{grid-template-columns:1fr 18px 1fr;row-gap:10px}.product-flow-v84>i:nth-of-type(2){display:none}.product-flow-v84>div:nth-of-type(3){grid-column:1}.product-flow-v84>i:nth-of-type(3){grid-column:2}.product-flow-v84>div:nth-of-type(4){grid-column:3}.product-alt-grid-v84{grid-template-columns:1fr}.pc-result{grid-template-columns:1fr}.credit-org-logos-v84{grid-template-columns:repeat(3,1fr)}}
@media(max-width:620px){.pc-fields,.contact-grid-v84,.author-evidence-grid-v84{grid-template-columns:1fr}.product-facts-v84{grid-template-columns:1fr}.product-facts-v84>div{border-right:0;border-bottom:1px solid #e4ebf2}.product-flow-v84{display:block}.product-flow-v84>i{display:none}.product-flow-v84>div{margin:8px 0}.credit-org-logos-v84{grid-template-columns:1fr}.brand-word-v84 strong{font-size:22px}.brand-seal-v84{width:42px;height:48px;flex-basis:42px}.footer-product-disclosure-v84{grid-template-columns:1fr!important}.disclosure-product-mark{display:none}}
.pc-timeline-v84{margin-top:8px;border:1px solid #dce5ef;border-radius:9px;background:#fff;padding:7px 9px}.pc-timeline-v84>div{display:flex;justify-content:space-between;gap:10px;align-items:center}.pc-timeline-v84 b{font-size:8px;color:#173f6c}.pc-timeline-v84 span{font-size:7px;color:#7b8898}.pc-timeline-v84 svg{display:block;width:100%;height:74px;margin-top:2px}.pc-timeline-v84 line{stroke:#dce5ef;stroke-width:1.5}.pc-timeline-v84 polyline{fill:none;stroke:#174f91;stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.hero-product-tool-v84[data-pc-mode="advance"] .pc-timeline-v84,.hero-product-tool-v84[data-pc-mode="payday_pa"] .pc-timeline-v84,.hero-product-tool-v84[data-pc-mode="collateral"] .pc-timeline-v84{display:none}
/* V8.3 final technical CTA/form pass — preserves approved visual system */
.calc-form-cta-v85{margin-top:18px;padding:16px 18px;border:1px solid #dce5f0;border-radius:14px;background:linear-gradient(135deg,#f8fbff,#fff9ea);display:flex;align-items:center;justify-content:space-between;gap:18px}.calc-form-cta-v85>div{display:grid;gap:2px}.calc-form-cta-v85 b{font-family:Georgia,"Times New Roman",serif;color:#102a4c;font-size:18px}.calc-form-cta-v85 span{color:#61718a;font-size:12px;max-width:620px}.calc-form-cta-v85 .btn{white-space:nowrap;min-width:150px}
.mobile-sticky-start-v85{display:none}.form-hero-v85{background:linear-gradient(135deg,#f6faff,#fffaf0);border-bottom:1px solid #dce5f0}.form-hero-v85 .wrap{padding:22px 0 18px}.form-hero-v85 h1{font-size:clamp(30px,3.2vw,46px);margin-bottom:7px}.form-hero-v85 p{max-width:820px;margin:0;color:#53657c}.form-page-v85 .pagegrid{padding-top:18px}.form-v85{max-width:980px;margin-inline:auto}.form-first-note-v85{margin-bottom:12px;color:#53657c}.form-slot-first-v85{scroll-margin-top:100px;min-height:120px;padding:12px 0 4px}.form-data-notice-v85{margin-top:16px;padding:14px 16px;border:1px solid #dbe6f1;border-radius:12px;background:#f7faff}.form-data-notice-v85 b{color:#102a4c}.form-data-notice-v85 p{margin:4px 0 0;color:#53657c;font-size:13px}.request-summary-v83{margin-top:14px}.error404-v85{padding:90px 0 110px;background:linear-gradient(135deg,#f6faff,#fffaf0);min-height:55vh}.error404-v85 .wrap{max-width:850px}.error404-v85 p{font-size:18px;color:#53657c;max-width:700px}.error404-actions-v85{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
@media(max-width:900px){body{padding-bottom:72px}.mobile-sticky-start-v85{position:fixed;display:flex;left:12px;right:12px;bottom:10px;z-index:1000;min-height:54px;border-radius:14px;background:linear-gradient(180deg,#ebb33a,#dfa018);box-shadow:0 12px 34px rgba(16,42,76,.28);color:#102a4c!important;align-items:center;justify-content:center;gap:10px;font-weight:900;padding:9px 18px}.mobile-sticky-start-v85 span{font-size:16px}.mobile-sticky-start-v85 small{font-size:10px;font-weight:750;opacity:.78}.calc-form-cta-v85{align-items:stretch;flex-direction:column}.calc-form-cta-v85 .btn{width:100%}.form-hero-v85 .wrap{padding:16px 0 12px}.form-hero-v85 h1{font-size:30px}.form-page-v85 .pagegrid{padding-top:10px}.form-v85{padding:16px}.form-slot-first-v85{min-height:100px}}
@media(min-width:901px){.sitehead .nav-cta{display:inline-flex!important}}
/* V8.6 approved hero/calculator corrections — no structural redesign. */
.pc-action-row-v86{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:8px;align-items:stretch;margin-top:3px}.pc-action-row-v86 .hero-submit{width:100%;margin-top:0}.pc-action-row-v86 .pc-start-v86{width:100%;min-height:47px;font-size:13px;margin:0;white-space:nowrap}.hero-product-tool-v84 .pc-continue{display:none!important}
@media(min-width:901px){.cluster-product .approved-hero .hero-layout,.cluster-best .approved-hero .hero-layout,.cluster-financial_product .approved-hero .hero-layout,.cluster-financial_product_hub .approved-hero .hero-layout,.cluster-product_municipality .approved-hero .hero-layout,.cluster-amount .approved-hero .hero-layout,.cluster-credit_score .approved-hero .hero-layout,.cluster-use_case .approved-hero .hero-layout,.cluster-selector .approved-hero .hero-layout{align-items:start}}
@media(max-width:430px){.pc-action-row-v86{grid-template-columns:1fr}}